RISK ANALYST | BARCELONA, ES

Risk Analyst About seQura seQura provides innovative, flexible and easy-to-use payment technologies that help merchants acquire, convert and retain more customers.
We make a difference in sales performance by tailoring our solutions to different sectors, to address their unique pain points and deliver superior results in Retail, Education (EduQa), Optics (OptiQa), Repairs and Travel.
We also empower smart shopping to consumers who seek more value, convenience, and flexibility in their shopping, with new payment experiences that allow them to save, access interest-free credit, or pay in small, comfortable installments of up to 24 months.
Born in Barcelona, seQura is a privately-owned fintech, currently expanding throughout southern Europe and Latin America, growing above 50% CAGR and approaching 100 Million in Annual Recurring Revenue.
Over businesses, almost 2 million shoppers, and almost 400 employees continue to rate us as one of the most loved and trusted fintechs out there, with an NPS of 87%, a Trustpilot rating of 4.
/5, and a Glassdoor rating of 4.
/5.
About the role As a Risk Analyst, you will play a critical role in identifying, assessing, and mitigating potential risks to our company's operations and financial stability.
You should possess a logical mindset, analytical curiosity, and a strong technical interest.
With your extensive experience, you are expected to take the lead and autonomously evaluate our credit risk processes and uncover opportunities to further improve and optimize our risk results.
You should possess a logical mindset, analytical curiosity, and a strong technical interest.
What challenges you'll be solving • Analyze complex data sets to uncover trends, patterns, and anomalies that can inform risk optimization strategies.
• Develop and implement innovative risk management protocols to enhance our company's resilience.
• Collaborate closely with product and business teams to ensure risk optimization aligns with delivering outstanding customer experiences.
• Communicate analytical insights and advice to stakeholders and senior decision-makers in a timely and actionable manner.
• Monitor and evaluate the effectiveness of risk optimization measures and recommend adjustments to drive continuous improvement.
• Stay abreast of emerging trends and advancements in risk management practices and technologies to maintain our competitive edge What we offer We have a strong and sustainable foundation, where we provide a secure and reliable workplace.
You have the freedom and trust to make the best contribution possible.
One of our most valued strengths by our employees is our fellowship and supportive culture, which fosters a sense of belonging by working closely with our values.
With us, you will have challenging projects to work on and push your skills and knowledge.
In addition, we are very proud of the unique office we have, which offers a comfortable and inspiring environment to work in with everything you need.
• 23 vacation days + 2 days of free disposal per year.
• Professional development that includes access to a language learning platform.
• Flexible compensation plan for transportation, restaurants, and kindergarten with Cobee.
• Health insurance discounts with Sanitas and Adeslas.
• Urban mobility by using your own bike with Kleta.
• Free access to healthy, organic, and sustainable fruits and snacks.
Moreover, we offer a Wellness Program that embraces a holistic approach by covering 6 areas (occupational, physical, financial, emotional, social, environmental consciousness).
Each area will include a variety of activities, and you'll be able to choose from 34 different activities that best meet your needs to configure a plan that best works for you.
What you'll need • 3-5 years of experience in credit risk analysis or a related field, preferably in the financial services industry.
• Bachelor's degree in finance, economics, mathematics, computer science, or related field.
Advanced degree preferred.
• Fluency in English, Spanish is a plus.
• Strong analytical skills with a demonstrated ability to think critically and problem-solve.
• Proficiency in SQL and Python preferred, or advanced Excel skills.
• A logical mindset and a natural curiosity for uncovering the root causes of problems.
• Excellent communication and interpersonal skills, with the ability to collaborate effectively with team members and stakeholders.
• Ability to thrive in fast-paced environments and manage high-pressure situations effectively.
We kindly ask that you submit your CV in English, as it is the official language of our community.
We promote equal opportunity to all, regardless of age, color, gender identity, medical condition, physical or mental disability, race, religion, sexual orientation, or other characteristics.
We have an inclusive environment, and respect is above all.
Do you want to be part of the change? Join us!