SENIOR FINANCIAL CRIME & SANCTIONS OFFICER, EUROPE

We are looking for a Senior Financial Crime & Sanctions Officer located in either: Spain, France, Netherlands, Luxembourg.About DUALWith the ambition to be the best MGA in the world, we have developed over two decades into one of the largest international underwriting agencies and cover holders. We enjoy the trust of the leading insurance and reinsurance companies. As an organization where independence and people are central, we are a home for talent with a unique culture: The largest small company in the world!Founded in 1998, DUAL is a leading global company with more than 1,500 employees and total premium revenues of USD 3.5 billion. Our global network enables us to provide access to international expertise, knowledge, and developments, so that we can continuously improve our products and services. We work hard to understand our customers' needs to ensure they receive consistently excellent service from DUAL.Now, our sights are set on supporting our rapid growth. In pursuit of this ambition, we seek Senior Financial Crime & Sanctions Officer, Europe to support our European based businesses, helping to drive forward our Financial Crime compliance related activities, as well as leading some of our most challenging and interesting Financial Crime related projects.Role overviewThe role holder, reporting directly to Europe Chief Risk Officer, will hold responsibility for helping to drive a consistent, yet risk based, financial crime strategy and control framework across Europe. This person will work closely with the Financial Crime team in the UK, the Compliance & Risk team in Europe as well as with the local Compliance team members across the region. The role holder will help understand and document/report their compliance position, as well as help drive and support compliance improvements.They will also support the Europe Chief Risk Officer, assisting the operational businesses with more general BAU matters relating to financial crime compliance such as international sanctions, AML-FT, Whistleblowing, Fraud, Anti-Bribery & Corruption. In addition, they will help monitor and assess changes in financial crime regulations across Europe and to ensure that these are communicated effectively, whilst providing expert advisory on International Sanctions risks.The ideal candidate is a confident self-starter, who can engage and interact well with our colleagues from across the organisation, can apply a risk-based approach to this area of compliance, and has a detailed understanding of both EU Financial Crime Regulations, as well as a general understanding of universal principles that can apply globally. They will work alongside the various operational businesses, as well as with the other European and Group functions in such as HR, Risk, Data Protection and Legal.Role responsibilities— Work closely with the Europe Chief Risk Officer, the Group Head of Financial Crime and the local entities across Europe to develop and drive a Financial Crime strategy that is aligned to the Group’s & Europe’s operating model and help ensure consistency.— Establish processes to ensure adequate oversight of compliance posture.— Input to and support on the use of financial crime & sanctions tooling.— Enhance reporting approach and attend key committees.— Help to continually raise awareness of financial crime, sanctions and support training staff and internal audits.— Support, and input to, wider financial crime & sanctions strategy.— Support a risk-based & proportionate approach to Financial Crime& Sanctions compliance.— Raise critical matters to Europe Chief Risk Officer, Senior Management and regulated authorities as necessary.— Provide expert advisory support on International Sanctions risks.— Undertake enhanced due diligence and screening checks as part of the take-on of new business entities, researching various sources of publicly available data via the Internet and purchased software in order to be satisfied the entity can be traded with.— Review, investigate, authorise or escalate alerts raised as a result of sanction screening.BAU:— Provide advice on Financial Crime matters including Sanctions.— Help develop compliance monitoring relating to Financial Crime and Sanctions.— Help develop Financial Crime reporting processes.— Provide timely and considered advice and guidance on a range of financial crime matters, these will include, but will not be limited to: AML-FT, International Sanctions, Fraud, Anti-Bribery & Corruption, Whistleblowing.Key requirements— 5 years experience within a Financial Crime & Sanctions compliance field, to include supporting or building a financial crime and sanctions program within a complex and enterprise-wide organisation.— Good understanding of the insurance industry is highly desirable, including marine business.— Experience of working within a decentralised operating model.— Professional qualification with the Financial Crime & Sanctions space, and experience in driving compliance improvements in a highly driven and agile entity.— Experience in handling sanctions hits, reporting to the authorities.— Detailed knowledge of European financial crime & sanctions law, and knowledge of financial crime law in other jurisdictions would be advantageous.— Insurance or Financial Services experience preferred.— Professional proficiency in English + at least 1 other European language.Desired skillset— Ability to interact well and influence others, especially in a highly agile environment.— Ability to provide risk-based advice.— Leadership skills achieving stated objectives involving a diverse set of stakeholders and managing varied projects.— Negotiation skills to interface successfully with key internal and external stakeholder.— Communication skills to speak with a wide-ranging audience, from the board of directors to clients, from managers to business staff and lawyers.— Self-starter with ability to gain required knowledge in dynamic environments.What do we offer in return?— A competitive salary— Benefits package— Rewarding annual leave— 2 days of paid volunteering leave— Birthday off— Flexibility with hybrid working— A career you define— A challenging role at one of the most ambitious underwriting agencies— Collaboration with specialists and market leaders where your development and growth is centralOur culture: People FirstOur core values dictate how we live and work. We are a group with independence and people at its heart and we are a home for talent with a unique culture: the biggest small company in the world.We strive for a unique culture where talent can flourish and where we can grow and succeed as an employee-led business. Hence, finding the most talented and entrepreneurial people to join has always been key.Diversity & InclusionAt DUAL we consider our people our chief competitive advantage and as such we treat colleagues, candidates, clients, and business partners with equality, fairness, and respect, regardless of their age, disability, race, religion or belief, gender, sexual orientation, marital status or family circumstances.If you have any questions about this vacancy, please contact Sonia Zegai (European Compliance Manager) on sonia.zegai@howdengroup.com / +352 621 547 098 or Maya Khitrova (Human Resources) on maya.khitrova@dualgroup.com / +31 622 841 356We can’t wait to hear from you!