COMPLIANCE OFFICER (SPAIN) (HYBRID)

About Vivid At Vivid, we're reimagining how individuals and businesses manage money.
Our all-in-one app opens up a world of financial possibilities.
invest in global stocks, ETFs, and over 150 cryptocurrencies, earn cashback on everyday purchases, and access personalised insights to make the most of your finances\uall tailored to your lifestyle.
For businesses, Vivid Business offers a powerful suite of tools, including multi-IBAN accounts, high-interest rates, business cashback, team cards, and seamless accounting integrations to streamline operations.
Our mission? Your success.
Everyone deserves the chance to see their finances flourish, and we\ure dedicated to empowering our customers to make this a reality.
Since our launch in Germany, Vivid has rapidly expanded across Europe, earning the trust of over customers looking for a simpler, smarter way to grow their wealth.
With over \u20ac200 million raised from top investors and a valuation of \u20ac775 million, Vivid is where modern finance meets real opportunity.
Join us and experience a new way to thrive financially.
About The Role Are you a Compliance Specialist with hands-on experience in onboarding and monitoring SMEs in our branch\us country? Do you have deep knowledge of local legal structures, business practices, and the key documents (those that local SMEs are accustomed to providing) needed for onboarding and ongoing monitoring to ensure compliance with local AML regulations? Are you also well-versed in local AML laws and eager to expand into other regulatory areas, such as Privacy and Consumer Protection, within a fast-paced FinTech environment? We are looking for enthusiastic, motivated, and dedicated individuals eager to learn, grow, and make a meaningful impact.
This mid-level position offers the opportunity to gain broad compliance experience, work on significant projects, and develop your skills under the guidance of seasoned Compliance professionals.
As a stand-alone role, you will have full responsibility for all compliance aspects of the Branch, reporting directly to the Chief Compliance Officer (CCO) of Vivid Money S.
.
Together with the Branch Manager, who will focus on commercial targets, you will form the branch management team and (both) serve as formal legal representatives of the establishment.
Vivid Money S.
.
(as a part of the Vivid Money Group) is our electronic money institution which is registered and licensed in Luxembourg.
We provide payment services both in B2C and B2B segments with more emphasis on B2B (SMEs).
We operate from our Luxembourg headquarters under our own EMI license.
Your Mission Own the Compliance Operations methodology for local AML processes, including onboarding and monitoring different legal forms, determining required documents, and setting relevant screening questions.
Continuously monitor customer challenges during onboarding and ongoing monitoring, refining methodologies and processes as needed.
Act as the escalation point for the Compliance Operations team on complex cases.
Report suspicious activities to the local FIU.
Oversee local regulatory reporting, including managing relationships with outsourced service providers.
Own and maintain branch compliance policies and procedures.
Lead the branch\us Compliance Monitoring Program and Quality Assurance Program.
Track changes in local laws and regulations.
Engage with regulators as needed, ensuring compliance with regulatory expectations.
Provide ongoing management reporting and maintain close collaboration with the Chief Compliance Officer.
Your Profile At least 3 years of relevant hands-on compliance experience, preferably in a FinTech, serving Spanish SME customers; Alignment to our company values and ability to convey them to the rest of the team - you are customer-obsessed, unstoppable, owner and radically honest; Strong attention to detail; highly driven and ambitious; Excellent written and spoken English skills, native Spanish; Based in Barcelona and willing to spend 2-3 days a week in the office.
PLEASE PROVIDE YOUR CV IN ENGLISH.
Why Join Vivid? Work at one of the fastest-growing fintech companies in Europe.
Competitive salary.
Opportunities for professional growth and development.
Access to the company\us innovative financial products.
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